Spend management for SMEs and mid-sized companies

Expense reports, corporate cards and supplier invoices in one tool that stays simple for every employee, with support from our own team as you grow.

Mobile app for your employees, wherever they are
Automated approval, control and accounting export
Start with expense reports, add corporate cards and supplier invoices as you grow

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4.7 (5000+ reviews)

Onboarding rated 4.7/5 · 66% of requests solved at first contact · ISO 27001 · GDPR

22,000 companies across Europe use N2F, from SMEs to international groups

Activate only what you need

Everything you need to simplify your expense management

Expense management

The benchmark in expense reports: easy to adopt, quick to deploy

Smart scan in 3 seconds
Automated error checking
Accounting integration

Corporate cards

The card designed for total control, without complexity

Customized settings
Automated bank reconciliation
Anti-fraud security

Accounts payable

Centralize your incoming invoices: process them faster, without errors

Automatic capture
Purchase request
Approval workflow

Expense management tailored to your organization

Features designed for multi-team, multi-site or multi-entity needs

Smooth expense submission for all employees
Accessible on mobile and web, even on the go or abroad

Custom expense policies
Set rules by entity, department, country or user profile

Flexible approval workflow
Configure validation flows to match your internal processes

One platform for fast, accurate, and duplicate-free processing

Centralize expense reports, cards and supplier invoices

N2F corporate cards
Each payment is matched to its receipt. After a number of payments without one, which you set, the card is blocked automatically.

Supplier invoices
Capture, approve, assign and export with no re-keying. Available in France, Belgium, Germany, Austria and Switzerland.

Real-time, multi-source tracking
Monitor all your spending flows from a single interface

Clear visibility for your finance, HR and leadership teams

Stay on budget and manage spend with confidence

Dynamic dashboards
Track expenses by department, user, project or cost center

Real-time alerts for issues and budget overruns
Get notified in case of errors or abnormal spend

Accounting exports
Over 300 integrations, including QuickBooks, Xero, SAP and Sage.

Compliance, traceability and security

Stay compliant, with every receipt archived for 10 years

Legally compliant archiving
Receipts are timestamped, digitally signed and stored for 10 years

Automated document checks
N2F instantly flags duplicates, missing receipts or VAT issues

Full action traceability
Every approval, rejection or edit is logged and timestamped

Time-saving for your accounting team

Automate manual work and focus on analysis, not data entry

No more manual follow-ups
Missing or inconsistent documents are automatically flagged to the submitter

Faster processing times
Expenses are entered, approved, checked and exported in just a few clicks. No emails or spreadsheets

Consolidated view of company spend
Track expenses globally or in detail by entity, department, month, employee or project

Support

A team that knows your setup

Onboarding with N2F’s own consultants, in 7 languages, rated 4.7/5 by our customers.

Afterwards, 66% of support requests are solved at the first contact.

Customer story

CarGarantie Courtage chose N2F to support its growth with a simple and scalable solution

“N2F is a tool that helps you grow, stay simple, and keep costs low.”
Vincent Mona, CFO at CarGarantie Courtage

Read the customer case

FAQ

Frequently Asked Questions

How do I digitize expense management in a mid-sized company?

Your teams submit expenses on mobile or web, with simple entry, built-in checks and automatic accounting export. Everything is centralized and secure.

Can N2F handle several teams or sites?

Yes. You can set different expense policies, limits and approval workflows by department, subsidiary or user profile.

How do I automate supplier invoice processing?

Invoices are captured, approved and assigned automatically, then exported to your accounting software with no re-keying. Supplier invoices are available in France, Belgium, Germany, Austria and Switzerland.

Does N2F work with our accounting software?

Yes. N2F works with more than 300 solutions, including Sage, SAP, Cegid and EBP. Exports are structured, with no re-keying.

Can we set our own expense rules?

Yes. You set your own limits, the types of expenses allowed for each employee profile, and your approval workflows. Each company adapts N2F to the way it works.

What does the N2F card bring to an SME?

Every expense paid with the card is recorded in N2F automatically. Nothing is forgotten, and you follow spending in real time with controls for each user.