Reduce the administrative workload of expenses, cards and accounts payable
N2F takes the manual steps out of expense reports, card reconciliation and supplier invoices. Capture once, match automatically, book without re-keying.
Animation. Before: Receipts, card slips and invoices pile up in a messy stack. A cursor types the same amount twice into a spreadsheet. A clock counts the hours: 2 h, 6 h, 11 h. With N2F: The pile lifts and each document snaps into its lane: Expense, Cards, AP. Fields fill themselves, a check mark lands on each line. The counter flips to 8 days saved on 200 expense reports.
Illustrative amounts and names.How N2F removes the manual steps
The same problem shows up in each flow. N2F answers it in one platform.
Expense reports
BeforeExcel files and re-keying into the ERP
Captured once, booked automatically
- Receipts straight from Uber or email
- Created and tracked in the mobile app
- Templates make every report complete
How it works
Expense reports built by hand. Excel files circulate between teams, entries are typed again into the ERP and every approval means another email.
- Employees send receipts from the apps they already use, such as Uber or their email inbox.
- Expense reports are created, submitted and tracked from the mobile app, wherever the employee is.
- Expense templates set the fields to fill in for each category and profile, so reports arrive complete.
Corporate cards
BeforeCard statements matched line by line
Matched to their expenses automatically
- Every transaction tracked in N2F
- Receipt added from the app
- No month-end pairing
How it works
Card statements matched line by line. At month end someone pairs each card transaction with its receipt, by hand, before anything can be booked.
- Card transactions are tracked in N2F and matched automatically with the related expenses.
- The employee adds the receipt to the transaction from the app. Finance no longer rebuilds the link.
Accounts payable
BeforeInvoices keyed into accounting by hand
Read and booked without re-keying
- PDFs, images and e-invoices in one flow
- Line items recognised automatically
- Collection delegated through SmartEmail
How it works
Invoices keyed into accounting. Supplier invoices arrive as PDFs, scans or paper, are typed into the accounting system and approved through email threads.
- PDFs, images and structured e-invoices are all accepted in the same flow.
- Line-item details are recognised automatically and lines can be grouped by VAT rate.
- Invoice collection can be delegated through SmartEmail, and accounting entries are generated automatically.
What changes, by company size
One tool for expenses, cards and invoices, without a dedicated finance operations team. Most of the gain is the hours the accountant gets back each month.
More departments, more approvers. Approval workflows follow your own rules by department, project or analytical dimension, so nothing waits in an inbox.
Subsidiaries and countries add volume. Multi-level analytics, multi-country management and fully customisable exports keep one process across entities.
Source: N2F key figures, 2026.
Is this you?
The questions our team asks finance leaders in a first call. Tap the ones that sound like your team.
0 of 3. Each yes is a manual step N2F can take off your team.
In short: how N2F reduces administrative workload
N2F takes the manual steps out of expense reports, corporate card reconciliation and supplier invoice processing. Receipts are captured once, card transactions are matched to their expenses automatically, and accounting entries are generated from the data already in N2F. Finance teams stop re-keying and start checking.
- 3 flows, 1 platformN2F covers expense reports, corporate cards and accounts payable in one platform. Accounts payable is available in France, Belgium, Germany, Austria, Switzerland and Spain.
- 22,000 companies22,000 companies and 1,000,000 users in 98 countries use N2F.
- 8 days savedN2F measures 8 days of work saved on every 200 expense reports processed.
