Corporate cards with spend control built in

  • Set limits, merchants and time slots for every card
  • Every payment matched to its receipt, automatically
  • Zero banking fees across the Eurozone, with no hidden costs
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Mastercard network · Cards issued by Adyen · Registered with ORIAS · ISO 27001 · GDPR

N2F Corporate cards

22,000 companies across Europe use N2F, from SMEs to international groups

Babolat, an N2F expense management customer.
METRO, an N2F expense management customer.
Lyreco, an N2F expense management customer.
DMG MORI, an N2F expense management customer.
STABILO, an N2F expense management customer.
thyssenkrupp, an N2F expense management customer.
Suzuki, an N2F expense management customer.

Control every payment before it happens, not after

Simplification and time savings

Stop wasting time chasing receipts. Your employees receive notifications at the time of transaction to upload their receipts, and expenses are automatically centralized through the N2F card. No more out-of-pocket reimbursements.

Real-time control and compliance

Follow every transaction by card and by user, on mobile or web. Your expense policy is applied to the card itself: limits, merchants, countries and time slots.

Security and automation

Automate reconciliation with direct access to transactions ready to be matched. Instantly suspend or activate cards, benefit from two-factor authentication, and leverage an intelligent fraud detection engine.

Set the rules before the payment, see it as it happens, close it after

I want to implement N2F cards
Different type of corporate cards

Corporate Cards

Create the perfect card for every use

Choose the card tailored for all professional situations:

  • Supplier card
  • Fuel card
  • Business card
  • Subscription card
  • Temporary card …
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N2F card configuration

Before the payment

Set the rules for every card

  • Flexible limits
    Set transaction, daily, weekly, or monthly limits
  • Smart filters
    Restrict by merchant, keyword, or payment type (online, ATM withdrawal, international)
  • Admin settings
    Manage authorizations, PIN codes, and usage rights directly from the N2F interface
  • Time and day controls
    Enable or block cards based on specific time slots and days
Learn more
Real-time management and visibility over expenses

After the payment

Every payment matched, every receipt collected

  • No receipt, no card
    Each payment is matched to its receipt in the N2F app. After a number of payments without a receipt, which you set, the card is blocked automatically.
  • Custom accounting exports
    Generate your expense journals and export formats tailored to your ERP or accounting software with one click.
  • Bank statements
    Receive daily or monthly account statements.
  • Intelligent overspending management
    Identify and handle policy deviations with automated alerts and workflows.
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Cartes de paiement N2F sécurisée

If something looks wrong

Block a card in one click, or let N2F do it

  • Instant blocking and suspension
    Deactivate any suspicious card instantly with one click to stop fraud in real time.
  • Fraud prevention engine
    N2F detects unusual transactions and repeated attempts, and blocks the card straight away. Suspicious expenses and duplicates are flagged to your team.
  • Customizable PIN codes
    Create, modify, or reset each card’s PIN directly from the N2F interface.
  • Granular permission settings
    Define who can withdraw cash, pay abroad or online, and enforce internal compliance rules in seconds.
Learn more

Regulated partners, accepted in over 200 countries

N2F is registered with Orias
N° 23006965

Orias has been responsible for maintaining and updating the Register of Insurance, Banking and Finance Intermediaries since the law of December 15, 2005.

N2F partners with Adyen

The world leader in payment solutions.

Mastercard network

Mastercard is accepted in over 200 countries.

Request information about N2F cards

A solution designed for all organizations: experience N2F’s efficiency for your teams and accounting.

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Capterra Best Ease of Use award, 2023.

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All about N2F cards

Frequently asked questions

Who issues N2F cards?

N2F payment cards are issued by Adyen N.V.

What is the difference between an N2F card and a regular bank card?

N2F cards are built for business spending: you set the limits and usage rules, and every payment is matched to its receipt automatically. You follow each transaction as it happens.

Can I create virtual cards with N2F?

Yes. You can create a virtual card in one click, for single or repeated use. Virtual cards suit one-off and online purchases.

Can each card have its own rules?

Yes. For each card you set the limits, the types of merchants allowed, the hours of use and cash withdrawals, depending on what the card is for and who holds it.

What happens when a card payment has no receipt?

The cardholder is notified at the time of payment to add the receipt in the N2F app. After a number of payments without a receipt, which you set, the card is blocked automatically.

Can I block a card straight away?

Yes. Any card can be suspended or reactivated in one click from N2F. The fraud prevention engine also blocks a card by itself when it detects unusual transactions or repeated attempts.

Corporate cards and expense reports in one platform

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